An Analysis Of Visionary Architecture Of Icici bank Through Mergers And Acquisitions – A Case Of Merger Of Bank Of Rajasthan With Icici Bank | Naga Manasa Veena & P. Sreelakshmi

The banking sector in India is an emerging sector. This sector has showed a drastic transformation of how it used to be and how it works now. This sector is currently transforming itself and moving towards a digital system. Technology has shown a positive impact on the banking sector. Today, Indian banks hold an important position in the entire banking industry and if the banks are able to continue with the same position, then they can further think about other strategies by targeting the overseas market for organic growth of the Indian banking industry. Consolidation has become an important part of restructuring especially in the banking sector. Mergers and acquisitions has become a latest trend in the banking sector. There are many reasons behind this- to protect the weaker banks, to reduce the number of banks, financial stability, create a high pool of capital, low NPA’s and better performance of banks. The current paper is about the amalgamation of the Bank of Rajasthan with ICICI Bank. The study covers the main reasons behind the merger while evaluating the performance of ICICI Bank pre and post-merger with the Bank of Rajasthan along with the impact of the merger on the stock market. It mainly explains the pre and post-merger financial performance of ICICI Bankby considering all the profitability and liquidity ratios. This helps in knowing whether the amalgamation of ICICI Bank with Bank of Rajasthan was a successful one.