Factors Affecting Women Entrepreneurship In J&K (India) | Jeevan Jyoti & Anita

Entrepreneurship is a multidimensional task and essentially a creative activity. Today entrepreneurial classes of women are playing an important role in various sectors of industrial growth and economic development. But, in the process of entrepreneurship, women have to face many social, psychological and financial barriers like shortage of equity finance and working capital, lack of infrastructure facilities, training programmes etc. Therefore, this study is undertaken with the aim to develop guidelines on the basis of problems faced by women entrepreneurs. Three hundred women entrepreneurs from Akhnoor tehsil of Jammu district, running boutiques, beauty parlors, carpet making units and general stores, were contacted for data collection. The primary objective of this paper is to investigate the problems of women entrepreneurs in J&K in small sector. Data was collected through self-designed schedule, measuring the satisfaction of women entrepreneurs from psychological, social, financial aspects and problems faced therein. The statistical tools applied to analyse the data were mean, standard deviation, factor analysis, correlation and regression. Results indicate that women entrepreneurs have positive psychological attitude towards their business but they face many problems like poor assistance from government and other financial agencies, lack of training and development programmes to facilitate entrepreneurship, erratic supply of power and lack of physical facilities like infrastructure, and warehousing facilities.